After learning that his amputated leg’s insurance money was approved, retired RCMP constable Jason Hydamacka was overwhelmed with emotion and cried in his truck. Hydamacka had endured years of pain from an on-duty accident, which ultimately led to the amputation of his lower right leg. Despite facing two denials of his $55,000 accidental loss insurance claim by Canada Life due to the requirement of amputation within two years of the injury, Hydamacka finally received $55,000 in compensation following CBC News’ intervention.
Canada Life, in response, mentioned that coverage decisions must align with the RCMP’s plan directive and expressed understanding of the challenging recovery journey post-accident. Hydamacka’s ordeal began in November 2019 during a routine traffic stop in Elkford, B.C., where he sustained an injury pursuing a drug-selling suspect. The subsequent development of a lump on his lower right leg initiated a prolonged medical journey culminating in the amputation five years later.
Facing initial denials based on the two-year limitation clause, Hydamacka’s persistence paid off when Canada Life revised its decision and granted him the rightful compensation. The road to amputation was filled with delays due to the onset of the COVID-19 pandemic, which disrupted his diagnosis and treatment. His amputation in July 2025 marked a turning point, bringing relief from the chronic pain that had plagued him for years.
Advocates like Aimee Brennan from The War Amputations of Canada highlighted the challenges amputees face in receiving timely funding due to insurance limitations conflicting with medical realities. Hydamacka’s story sheds light on the need for more education and awareness regarding amputee care and insurance coverage. Legal expert Sivan Tumarkin emphasized the potential for negotiation and appeals in insurance cases, urging individuals not to accept denials without fighting for their rights.
Hydamacka’s gratitude extended to those who supported him through the insurance process, emphasizing the value of advocacy over monetary compensation. With plans to use the insurance funds for a family road trip and a rooftop tent for his truck, Hydamacka looks forward to creating new memories with his loved ones without financial worries.